Commercial Mortgages Tailored to Your Business
Compare Commercial Mortgages
Flexible commercial property finance designed around your business goals.
- Loans from £50,000 to £10 million
- Fast decisions so you can move quickly
- Up to 80% loan-to-value (LTV)
- Dedicated UK-based Relationship Manager
What is a commercial mortgage?
A commercial mortgage is a loan secured against a property that is not your primary residence.
Also known as a business mortgage, it's designed for business owners who want to:
- Purchase commercial property or land
- Refinance an existing property
- Release equity to reinvest into their business
What can I use a commercial mortgage for?
- Purchase commercial property or land
- Refinance an existing property
- Release equity to reinvest into their business
Pros and cons of commercial mortgages
Advantages
Interest payments may be tax deductible (subject to your circumstances)- Potential to benefit from property value growth
- Opportunity to generate rental income
Things to consider
Interest payments may be tax deductible (subject to your circumstances)- Potential to benefit from property value growth
- Opportunity to generate rental income
What fees will I pay on a business property mortgage?
When arranging a commercial mortgage, there are several costs to consider. These vary depending on the lender and complexity of your case.
Arrangement Fees
- Typically 1%-2% of the loan amount (up to £1m)
- Often added to the loan on completion
- Some lenders may require upfront payment
Valuation Fees
- Starting from around £500+ for simple cases
- Based on property type and complexity
- Payable after an initial agreement in principle
Legal Fees
- You'll pay for both your solicitor and the lender's
- Typically from £500+ per party
Broker Fees
- Usually up to 1% of the loan amount
- Covers advice, lender access, & full application support
We'll always explain all fees upfront - so there are no surprises.
Commercial Mortgages from £50,000 to £10 Million
Fast, flexible funding for business owners, compare leading UK lenders and secure the right deal for your property.
- ✓Access to 100+ UK lenders
- ✓Up to 80% loan-to-value
- ✓Dedicated UK-based advisor