Funding Options
Loan Types
Explore the main commercial finance solutions available through More4Business and the wider funding routes that may suit different business needs.
Available loan types
Browse the key finance solutions currently available and click through to learn more about each option.
Business Loans
Flexible funding for working capital, expansion, refinance, stock purchases, and broader business investment.
Asset Finance
Spread the cost of vehicles, plant, machinery, and other business-critical assets over manageable terms.
Growth Guarantee Scheme
Government-backed support for eligible UK smaller businesses looking to access growth funding.
Invoice Finance
Unlock cash tied up in approved unpaid invoices and improve working capital as your ledger grows.
Commercial Finance
A broader route for businesses that need tailored commercial borrowing across different facility types.
Choosing the right facility matters more than choosing the broadest label
Other commercial finance options to consider
Beyond the core solutions above, these are common commercial finance routes that may also be worth exploring depending on the purpose of the funding.
Bridging Finance
Short-term funding for time-sensitive transactions, refinance gaps, auction purchases, and other urgent property-led opportunities.
- ●Useful for urgent property-led transactions
- ●Common crossover with commercial and development cases
- ●High search intent and clear commercial use case
Commercial Mortgages
Longer-term funding for owner-occupied purchases, investment property, and commercial refinance requirements.
- ●Strong fit with existing commercial-finance positioning
- ●Supports owner-occupied and investment use cases
- ●Clear opportunity for dedicated SEO landing pages
Working Capital Loans
Targeted support for businesses managing short-term cashflow pressure, seasonality, or contract-led funding gaps.
- ●Good for short-term cashflow messaging
- ●Supports seasonal and contract-led businesses
- ●Could sit between business loans and invoice finance
Merchant Cash Advance
A flexible option for card-taking businesses that prefer repayments linked to revenue rather than fixed monthly instalments.
- ●Distinct repayment model versus term lending
- ●Useful for hospitality, retail, and leisure businesses
- ●Good complementary page to working-capital content
Need help choosing the right loan type?
Tell us what the funding is for and we will help you narrow it down to the most suitable commercial finance route.