More4Business

Funding Options

Access Government-Backed Business Funding

The Growth Guarantee Scheme (GGS) helps established UK businesses access funding more easily, even where traditional lending options may be limited.

  • Enquire online, it takes less than a minute
  • 100% independent
  • Terms from 2 years to 6 years
  • Exclusive rate offers
  • Borrow from £10,001 - £2million
  • Commercially minded brokers

Key Features of the Growth Guarantee Scheme (GGS)

  • Funding available from £10,000 up to £2,000,000
  • Flexible repayment terms from 3 months to 6 years
  • Backed by a 70% government guarantee to participating lenders
  • Designed to improve access to finance for established UK businesses
The Growth Guarantee Scheme is an ongoing government initiative aimed at supporting thousands of UK businesses by improving access to funding.
Important: While the scheme provides a government-backed guarantee to lenders, the borrower remains 100% responsible for repaying the loan.

Quotes in 3 Simple Steps

Your funding requirements

£

We will use this as a starting point for your quote request.

What is the eligibility criteria?

To be eligible to apply for GGS, you would normally need to meet the core scheme and lender criteria below.
  • Have a turnover of up to £45 million
  • Be trading in the UK for a minimum of 2 years
  • Be a viable company
  • Have a suitable business proposition
  • Use the loan for business purposes such as working capital or growth
  • Not be in difficulty or under insolvency proceedings
Growth Guarantee Scheme eligibility

When is the Growth Guarantee Scheme most suitable?

The Growth Guarantee Scheme is particularly suitable for established businesses that may find it difficult to access traditional funding or are looking for additional support when applying for finance.
This type of funding helps improve access to finance by reducing the risk for lenders, making it easier for businesses to secure funding.
  • ●You have limited security to offer
  • ●You've been declined by a traditional lender
  • ●You're looking to support business growth or expansion
  • ●You need funding but want the reassurance of a government-backed scheme

How does it compare to other funding options?

The Growth Guarantee Scheme differs from standard business finance in that it is partially backed by the UK Government, which can make it more accessible in certain situations.
Compared to traditional business loans:
  • May be easier to access if security is limited
  • Can support businesses that don't meet standard lending criteria
  • Offers additional reassurance through government backing
Compared to other finance options:
  • More structured than flexible products like invoice finance
  • Typically used for defined funding purposes such as growth or investment
  • May have specific eligibility criteria depending on the scheme
While it may not always be the fastest or most flexible option, it can be a strong solution where other funding routes are limited.

Typical use cases

Businesses use the Growth Guarantee Scheme for a wide range of purposes, and that flexibility makes it a useful option for businesses looking to move forward with confidence.
  • ✓Business expansion and growth
  • ✓Purchasing equipment or assets
  • ✓Supporting working capital
  • ✓Investing in new opportunities
  • ✓Managing cash flow during periods of change

Key benefits of the Growth Guarantee Scheme

Government-backed support

Improves access to funding where traditional routes may be more limited.

Works with limited security

Can be suitable for businesses that do not have extensive security to offer.

Supports multiple business needs

Can be used across growth, investment, cashflow, and asset-related plans.

Competitive lender access

Opens up funding through approved lenders participating in the scheme.

Expert guidance

Gives you support throughout the application and decision-making process.

Why use More4Business?

As an independent broker, we help you navigate the Growth Guarantee Scheme and determine whether it's the right option for your business.
  • ●Assess your eligibility
  • ●Compare options across lenders
  • ●Guide you through the process from start to finish
Speak to a Lending Specialist

We make things easy

We know that finance can sometimes be confusing and stressful, but what we do is simple.

Get started in 1 minute

Get started in 1 minute

Submit a simple enquiry without affecting your credit score.

Understanding your business

Understanding your business

A dedicated funding specialist learns what you need and why.

Our experts do the leg-work

Our experts do the leg-work

We source the right lenders and manage the application process for you.

Your finance is drawn down

Your finance is drawn down

Once accepted, funds are released so you can move forward with confidence.